One of my insurance companies just sent my annual statement. I can see the thousands of dollars I paid in, and the thousands my employers sent them instead of paying me more for my labors. The pretty little charts show how much I should expect to get paid back, in monthly installments, if I decide to ask for it a few years from now. The bad news is that those with even the most crude understanding of accounting have discovered this insurance company is bankrupt. Yep, their liabilities far exceed their income. They spent my money instead of investing it safely to insure repayment as contracted. […]