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stable yardstick

The dollar is a medium of exchange. It enables me to trade my labor for beans, gasoline, shoes and dog food. It is the tool I use for financial planning and measurement. But it is like a yardstick made of rubber. Everything I price today has a different value, when measured in dollars, than the same items did in the recent past and than they will in the near future. What yardstick should a prudent financial planner to use? […]

on becoming a rifleman

I would like to introduce you to The Appleseed Project, and it’s grand uncle, the Civilian Marksmanship Program. In their words, “The Appleseed Program is designed to take you from being a simple rifle owner to being a true rifleman. All throughout American history, the rifleman has been defined as a marksman capable of hitting a man-sized target from 500 yards away — no ifs, ands or buts about it. This 500-yard range is traditionally known as “the rifleman’s quarter-mile;” a rifleman can hit just about any target he can see. This skill was particulary evident in the birth of our country, and was the difference in winning the Revolutionary War.” […]

hitting the pantry

This month we reorganized our finances. A side effect was that we had to pay forward an amount equal to one of our four paychecks. We pummeled our budget until it worked. The primary casualty turned out to be the local grocer. He gets practically nothing from us till September. This option is only available because we have food in our pantry and our garden is putting out. Which is more reliable, your appetite or your ability to buy groceries? […]